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Jim Clarke, a cattle farmer and grandfather in southern Australia, had to be escorted to the bank of the Yarra River by rescuers after falling 20m into its icy waters on Thursday.
In a video recorded on a GoPro camera, Mr Clarke, 73, can be seen falling over a waterfall, and appearing to be pulled into the river on a crocodile.
In his first interview since the incident, Mr Clarke said he had tried to shore up against the cold water but thought he’d “got through” until the croc grabbed him.
He said “it felt like an eternity” until the crocodile “got me” but that he feared he may have suffered a stroke from the shock.
Mr Clarke, who had been struggling to climb back to his feet after falling, was rescued after being lowered into the river by a rescue boat.
“I was a bit sore after the incident,” he said.
“I’ve only had my heart attack in 1977, and the last time I had my heart attack was in 1986, but it was good to see somebody else get hurt rather than yourself.”
Mr Clarke is not the first person to fall into the water from the falls.
In February, a man fell into the river and had to be pulled to safety by a rescue helicopter.
Video clips from the downpour and rain on the day showed the Yarra rushing with fresh floodwaters and locals rushing to secure their homes.